How long from mortgage offer to completion?
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In short: There is no official figure for the time from mortgage offer to completion. GOV.UK says buying a home takes about 5 months on average overall. After the offer, the remaining steps are your conveyancer's report, exchange of contracts and completion — chains and leasehold enquiries are the usual causes of delay.
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The mortgage offer is only one step. Your solicitor orders searches (local authority, drainage, environmental), reviews the title, and reports to you. A survey may trigger renegotiation.
Exchange of contracts makes the deal binding and sets completion day, which can be the same day or weeks later, as agreed. On completion, mortgage funds transfer and you get the keys. Also check when your mortgage offer expires.
See how long conveyancing takes for each stage and the total cost of moving calculator for what you will pay.
Primary source: gov.uk/buying-a-home
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