Editorial team & review process

Who writes the Money Guide

Money Guide is written by an in-house editorial team under the direction of a named editor with public, verifiable accountability (see Editorial leadership below). We are not journalists chasing topical headlines — we are building a long-lived reference of UK personal-finance rules and processes. We do not accept payment from the firms, providers or schemes our pages describe, and we earn nothing from referrals.

Every page lists the primary or authoritative sources it draws from and a "Last reviewed" date. Pages are scheduled for review at least every six months; many are reviewed sooner when HMRC, DWP, Ofgem, the FCA or the Bank of England announce changes that affect the figures we publish.

How a page is reviewed

1. Drafting. A writer takes the underlying primary source (typically gov.uk, an FCA handbook chapter, an HMRC manual, an Ofgem decision, a Bank of England release or a regulator’s annual statistics) and produces a draft using only material that can be cited.
2. Fact-check. A second member of the editorial team verifies every figure and date against the cited source. Anything that cannot be sourced is removed.
3. Editorial guardrail check. We confirm the page contains information only — no best-buy tables and no imperative financial advice. Any commercial link is disclosed on the page. See our editorial policy for the full list.
4. Publication. The page is published with a "Last reviewed" date and a "Next review by" date (six months later). Sources are shown at the foot of every page.
5. Ongoing. Pages are re-reviewed at least every six months, or sooner when the underlying rules change.

What we are and are not

• We are a free, independent reference of UK personal-finance rules and processes.
• We are not regulated by the Financial Conduct Authority and we do not give regulated financial advice. For advice on your personal situation, consult a FCA-authorised independent financial adviser.
• We are not a debt advice service. For free, regulated debt help see our contact page for the list of UK debt-advice charities.

Editorial leadership

The named editor below carries final accountability for what Money Guide publishes — editorial direction, standards enforcement, and corrections. Their public profile is linked so any reader can verify the person behind the publication.

• Editorial Director
  Kaiser Khan

  Remit: Editorial direction and final accountability for all Money Guide content — banking, savings, mortgages, pensions, credit, debt, insurance, benefits and tax — excluding the clinical statements on sight-loss pages, which are separately reviewed by a registered ophthalmic surgeon.

  Public profile: mrkaiserkhan.com

  Full profile →

Named subject-matter reviewers

Where a topic on the Money Guide depends on specialist medical, clinical or technical knowledge that sits outside the editorial team’s direct expertise, we ask a named, publicly verifiable subject-matter expert to review the factual statements on those pages. Their credential is linked to the public register or professional profile so any reader can verify it themselves.

• Consultant Ophthalmic Surgeon
  Mr Mohamed MohyudinMBChB BSc MSc FRCOphth

  Scope of review: Medical accuracy of pages on UK sight-loss benefits, certified visual impairment, NHS optical vouchers and related personal-finance topics.

  Verification: Registered with the General Medical Council — GMC 7039600

  Full reviewer profile →

Corrections and feedback

If you spot an error or have feedback on any page, please use the complaints & corrections page. We aim to acknowledge correction requests within 5 working days and to publish a correction (or explain why no change is warranted) within 20 working days.