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Glossary · Mortgages

Staircasing

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By the Money Guide editorial team · Editorial responsibility: Kaiser Khan, Editorial Director · How we check facts

Definition: Buying further shares in a shared ownership home, up to owning it outright.

If you did not pay Stamp Duty on the full market value when you first bought, you pay no Stamp Duty and file no return on staircasing until your share goes above 80%.

Primary source: gov.uk/guidance/sdlt-shared-ownership-property

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