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What is a Lasting Power of Attorney?

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In short: A Lasting Power of Attorney (LPA) lets you appoint someone you trust to make decisions about your money or welfare if you lose mental capacity. Without one, your family may need a slow, expensive Court of Protection deputyship.

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There are two types in England and Wales: Property & Financial Affairs (bills, bank accounts, property) and Health & Welfare (medical treatment and care). Registration costs £92 per LPA with the Office of the Public Guardian.

An LPA can only be made while you have mental capacity. You must have capacity to make the LPA. If you cannot, the alternative depends on the decision: benefit appointeeship, existing authority or a Court of Protection application may be appropriate.

You can apply yourself via gov.uk/power-of-attorney. See our full LPA guide and how-to on registering an LPA.

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