How do I compare critical illness cover?
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In short: Compare ABI+ definitions for cancer, heart attack and stroke, survival period, number of additional conditions, premium type (guaranteed vs reviewable), and whether cover is standalone or bundled with life insurance.
Content updated:
More conditions listed does not mean better cover if definitions are narrow.
Income protection may suit working-age earners who need ongoing income replacement.
See compare critical illness guide and CI vs income protection comparison.
Part of our Family & care
This quick answer sits inside our wider family & care hub — with sub-guides, calculators and step-by-step explainers on the same topic.
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