How do I compare car insurance in the UK?
Links marked * are commercial or go to our partner sites, which share our operator. Third-party companies may pay us commission. How we make money.
In short: Match cover level, excess, mileage, named drivers and add-ons across quotes — quote 20–30 days before renewal on comparison sites and direct insurers. Third-party is not always cheaper than comprehensive.
Content updated:
Use at least one FCA-regulated comparison site and check insurers not on panels. Soft searches do not affect credit score until you buy.
Include courtesy car, legal cover and protected no-claims bonus in like-for-like comparisons.
See our compare car insurance guide and how to cut car insurance tips.
Primary source: gov.uk/vehicle-insurance
Part of our Family & care
This quick answer sits inside our wider family & care hub — with sub-guides, calculators and step-by-step explainers on the same topic.
Read the full family & care guide →