How Money Guide checks rates and thresholds
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In short: The rates table is a dated reference. Individual checks identify the figure, source and date; calculators and explanatory pages must also be checked for consistency.
Skip this if: This explains how Money Guide publishes information. It does not provide individual financial or legal advice.
Content updated:
Where do figures come from?
Primary sources include the Bank of England, ONS, HMRC, DWP, Ofgem and FSCS. The public rates table and its download share data; some calculators have separate formulas and constants, so changing the table does not automatically update every tool.
What does a checked date mean?
A source-check record identifies the claims compared with their source on that date. September 2026 checks used AI assistance. A successful HTTP response or a link-normalisation test cannot establish numerical accuracy. Older rows keep their earlier dates until actually checked.
How are upcoming changes handled?
Where known, a record can include the next official release or effective date. Confirm a new release before changing the value. If the source cannot be verified, retain the previous dated context or withdraw an unsupported current claim.
How should a figure be cited?
Link to the responsible authority and identify the applicable period. Money Guide is a secondary explanation of official rules. Historic tax-year archives remain separate from current figures.
Common questions
Do the calculators use live market prices?
No. They use stated inputs, formulas and dated parameters. Read each tool’s assumptions and confirm provider quotes separately.
Does a new page date mean every rate was checked?
No. A page may change because one row or explanation changed. Use the individual source dates and the scope of a source-check note.