What is the Bank of England base rate today?
Links marked * are commercial or go to our partner sites, which share our operator. Third-party companies may pay us commission. How we make money.
In short: Bank Rate was 3.75% when checked on 12 September 2026. The Bank of England held it at that level on 30 July 2026. The next scheduled decision is 17 September 2026; check the Bank’s live page after that date.
Content updated:
The Bank of England held Bank Rate at 3.75% at its 30 July 2026 meeting. This answer is a dated snapshot checked on 12 September 2026, not a live market feed.
Bank Rate influences variable savings interest and borrowing costs. A tracker mortgage normally follows the benchmark under its contract; fixed mortgage rates also reflect market expectations and do not change automatically with each decision.
The next scheduled MPC decision is 17 September 2026. Meetings follow the Bank’s published calendar rather than a universal third-Thursday rule. Read the official decision and minutes for the latest rate.
Part of our Banking & current accounts
This quick answer sits inside our wider banking & current accounts hub — with sub-guides, calculators and step-by-step explainers on the same topic.
Read the full banking & current accounts guide →