How much is the full new State Pension in 2026/27?
Last reviewed:
In short: The full new State Pension rate is set each April under the triple lock. It was £230.25 a week (~£11,973 a year) for 2025/26 and is uprated again at the start of the 2026/27 tax year — check gov.uk for the current weekly amount. You need 35 qualifying years of National Insurance for the full new State Pension.
The 2025/26 rate of £230.25 a week (~£11,973 a year) was a 4.1% triple-lock uplift on 2024/25. The triple lock — average earnings growth, CPI inflation, or 2.5%, whichever is highest — applies again at the start of each new tax year. For the live 2026/27 weekly figure, check gov.uk/new-state-pension.
You need 35 qualifying years of National Insurance contributions or credits to get the full amount. With fewer than 10 years you generally get nothing, and between 10 and 35 years you get a proportional amount.
Check your forecast on gov.uk. If you have gaps, you may be able to buy back voluntary National Insurance years — sometimes for under £1,000 per year added to your retirement income for life.
Primary source: gov.uk/new-state-pension