How much is the full new State Pension in 2026/27?
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In short: The full new State Pension is £241.30 a week for 2026/27 (about £12,547.60 over 52 weeks). Your amount depends on your National Insurance record. The 35-year rule applies if your record started after April 2016; earlier records use transitional rules. Check your personal State Pension forecast.
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The full new State Pension rate for 2026/27 is £241.30 per week. This is the full standard rate, not a guarantee of what every person receives. Your National Insurance record, any contracting out before April 2016 and protected payments can affect the amount.
You usually need at least 10 qualifying National Insurance years to receive any new State Pension. If your record started after April 2016, 35 qualifying years gives the full rate. Earlier records use a transitional calculation, and people who were contracted out may need more than 35 years. Do not assume an earlier record is simply your qualifying years divided by 35.
Check your State Pension forecast and NI record on GOV.UK before paying voluntary contributions. Not every gap increases your pension. Ask the Future Pension Centre, or the Pension Service if you have reached State Pension age, whether a payment would improve your entitlement.
Primary source: www.gov.uk/new-state-pension/what-youll-get
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