Tax & take-home pay
Council Tax calculator (England)
Council Tax bands run from A to H and are fixed multiples of your area's Band D charge. Enter your local Band D figure and your band to see your annual bill, monthly instalment and any discount you may qualify for.
- Annual bill
- £2,280.00
- Per instalment (×10)
- £228.00
- Band multiplier
- 9 / 9
| Band D charge in your area | £2,280.00 |
|---|---|
| Band D ratio appliedCouncil Tax bands are fixed national ratios of Band D. | × 1.0000 |
| Annual bill before discount | £2,280.00 |
| No discount | — |
| Annual Council Tax | £2,280.00 |
This calculator covers England (bands A–H). Welsh properties use nine bands (A–I) with different ratios and Scottish properties have their own ratios — use your council's own bill in those cases. Only the Band D charge varies by local authority. The default 10-instalment plan gives you a payment-free February and March, but you can ask to pay over 12 months instead. Students, severely mentally impaired residents and other groups can be disregarded entirely.
How it works
- Every council sets its own Band D charge each April. All other bands are nationally-fixed ratios of that figure — Band A is 6/9 of Band D and Band H is 18/9 (double).
- We multiply your local Band D by your band's ratio to give the annual bill, then apply any discount or premium and divide across your chosen number of instalments.
- The default is 10 monthly instalments (April–January), giving February and March bill-free. You can ask your council to spread payments over 12 months instead.
Common questions
- How do I find my Band D figure?
- It is on the front of your latest Council Tax bill, or on your council's website (search 'council tax 2026/27 charges' plus your council name). MoneyHelper and gov.uk also list a national average each April.
- Does Scotland or Wales use the same system?
- Scotland uses bands A–H but with different ratios above Band D. Wales uses nine bands (A–I) with its own ratios, set on 2003 property values. This calculator covers England only — Welsh and Scottish residents should check their council's own published bill amounts.
- Can I appeal my band?
- Yes — to the Valuation Office Agency in England, or the Welsh equivalent. You must have evidence (e.g. similar neighbouring properties in a lower band). A successful appeal applies retrospectively but a failed appeal can also see your band go up.